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“THE MOST NOTABLE PERSONAL FINANCE WRITING OF 2013 . . . WAS A HANDWRITTEN 4 × 6 INDEX CARD.”  —MINNEAPOLIS STAR TRIBUNE

TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse.
 
They’re wrong.
 
When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best

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